8. Kiva Cost Structure

In the first phase, Kivachain will spend some money on research and development of the product. Therefore 15% of the budget will be allocated to R&D. Staffing is currently very important for the development of the company, about 25% of the budget will be allocated to personnel. 20% of the budget will be allocated to future product development. 12% will be allocated to the investment cost of the server as well as other equipment for the purpose of product development of Kivachain. 15% of the budget will be allocated to Kivachain marketing and community development. The remaining 13% of the budget will be allocated to others.